Real Estate Finance & Credit Article Knowledge Base

Index of real estate
finance & credit information articles

Financing on real estate is secured by using of a financing note which is the evidence of an existing loan and the securing of that realty by the creation of a mortgage that becomes security for a loan. However, in everyday usage, the expression mortgage is typically used to mean a loan on real estate, mortgage loan or real estate financing.

The buyer of a home or builder most often obtains financing (a loan) for either the purchase or security against the real estate from a financial lending institution, like a bank, either direct or indirect using intermediaries. Features of real estate loans typically include the loan amount, loan maturity date, rate of interest, method for repaying the loan, plus other factors which may vary quite a lot from area to area.

In numerous jurisdictions, although not all, it is typical for homes to be purchased using mortgage financing. Few people have enough cash on hand or savings to permit them to buy a property outright. In regions where home ownership demand is the greatest, strong markets have expanded. The expression mortgage is a French Law term which means "dead pledge," it apparently means the pledge ends when the financial obligation is satisfied or else the lender takes the property back through a foreclosure action. With these thoughts in mind here are list of articles which have to do with financing. Enjoy!


  1. Adjustable rate mortgage (ARM) - Finance
  2. Affordable housing -
  3. Amortization - Finance
  4. Amortization schedule - Finance
  5. Amortization calculator - Finance
  6. Appraisal, Real estate  - Apr 11, 2010
  7. Appraised value - An estimate of the present worth of a property
  8. Appreciation -  Mar 12, 2011
  9. APR - Anual Percentage Rate
  10. Assumption of mortgage - Finance
  11. Bank - Finance
  12. Bank of America - Finance
  13. Bank's Community Location Vital for Lending Success.
  14. Big Price Cuts to the FHA Streamline Refinance - Mar 14, 2012
  15. Buying a Home - Buying
  16. California Real Estate Purchase Agreement Article
  17. Cash is King for Investors and Foreign Real Estate Buyers - Apr 12, 2011
  18. Citigroup - Finance
  19. Closing - Feb 2, 2011
  20. Closing costs: (Buyer Closing) (Seller Closing)
  21. Consumer Financial Protection Bureau - Yet Another Federal Bureaucracy  - Jul 9, 2011
  22. Conventional mortgage - Finance
  23. Concerns over Credit Stop Renters from Buying - Aug 18, 2011
  24. Contributions: No longer Only for Closing Costs  - Jan 6, 2012
  25. Credit report - Apr 22, 2010
  26. Down Payment - Buying
  27. Due-on-sale clause - Finance Jan 10, 2011
  28. Earnest money  - Buying   Mar 1, 2011
  29. Equity - Finance
  30. Escrow - Property Law
  31. Escrow payment - Feb 16, 2011
  32. Fannie, Freddie and FHFA Change HARP to Reach out to More Borrowers  Oct 27, 2011
  33. Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac) - Finance
  34. Federal National Mortgage Association (FNMA or Fannie Mae) - Finance
  35. Federal Housing Administration (FHA) - Finance
  36. Fewer Homeowners Refinancing  Sep 7, 2011
  37. FHA 203(k) loans - Feb 14, 2012
  38. FHA Off the Bench in the Jumbo Home Loan Game Jan 4, 2012
  39. FHA Loan - Finance
  40. FHA to Continue Funding Flip Properties
  41. FHA Taking More Steps to Strengthen Finances and Limit Risks - Jan 23, 2012
  42. Federal Housing Finance Agency Begins Transformation of Fannie and Freddie - Apr 5, 2012
  43. First-Time Buyer - Finance - Buying  Mar 29 2011
  44. Fixed rate mortgage - Finance
  45. Good faith estimate - Finance
  46. Government National Mortgage Association (GNMA or Ginnie Mae)
  47. Hard money loan - Finance
  48. Hard money lenders - Finance
  49. HELOC - Home Equity Line of Credit - Finance
  50. Home Affordable Foreclosure Alternatives Program (HAFA)
  51. Home Loan Types - Finance
  52. Housing Must be a National Priority  Nov 16, 2011
  53. HUD - Housing & Urban Development - Finance
  54. Impound account
  55. Important US. Housing News and to see the Reduced Loan Limits  Oct 10, 2011
  56. Insurance - 12 ways to lower your insurance costs - May 8, 2010
  57. Interest - What interest is - Finance
  58. Interest rate - Finance
  59. IRS Moving Tax Breaks c Feb. 17, 2011
  60. J.P Morgan Chase - Finance
  61. Jumbo Mortgage - Finance
  62. Key money - Finance
  63. Land bank - Finance
  64. Land banking - Finance
  65. Lease-option
  66. Leasehold
  67. Leaseback
  68. Liquidated damages
  69. Loan (bank) - Finance
  70. Loan Modification - Finance
  71. Loan-to-value ratio
  72. Looking at the Online Fuzzy Math Home Values  Dec 28, 2011 ✓
  73. MGIC
  74. Mortgage - Finance
  75. Mortgage Banker -  Feb 11, 2011 Finance ✓
  76. Mortgage broker - Finance
  77. Mortgage Guaranty Insurance Corporation (MGIC) - Finance
  78. Mortgage insurance - Finance
  79. Are ‘Move Up’ Buyers Starting to Feel Trapped?  Aug 6, 2011 ✓
  80. Mortgage loan - Finance
  81. Mortgage interest rates remained steady throughout this past week - Apr 4, 2012
  82. Mortgage-Refinancing Program Has Revamped Changes  Nov 17, 2011 ✓
  83. Note - Finance
  84. Option - Finance
  85. Origination fee - Finance - Jan 30, 2010
  86. Over 95 Percent of Refinance Borrowers Choosing Fixed-Rate Loans - Feb 17, 2012
  87. Paying Off Mortgage a Smart Decision - Apr 5, 2013 ✓
  88. Pay Your Mortgage Off Early and Save Money - Feb 22, 2012
  89. Points - Finance
  90. Pricing - Real Estate
  91. Private Mortgage Insurance
  92. Promissory Note - Finance
  93. Protection of Home Equity  Oct 26, 2011
  94. Real estate economics
  95. Real estate investment trust (REIT)
  96. Real Estate Investing
  97. Real Estate Settlement Procedures Act (RESPA) - Finance
  98. Reasons Your Mortgage Could Be Rejected  Oct 20, 2011
  99. Recourse note - Finance
  100. Refinancing - Finance
  101. RESPA - Finance
  102. Seniors Find Sinister Side of Reverse Mortgage Loans -  Feb 08, 2011
  103. Second mortgage - Finance
  104. Secondary mortgage market  - Finance
  105. Securitization
  106. Senior Borrowers
  107. Sublet
  108. Subprime - Finance
  109. Subject-to
  110. Subordination (finance) - Finance
  111. Sweat equity
  112. The 20% Down Payment Myth  Aug 30, 2011
  113. Trends in Cohabitation Increase Financial Challenges  Dec 26, 2011
  114. Truth in Lending Act - Finance
  115. VA - Veterans Administration - Finance
  116. VA Loan - Finance
  117. Veterans Housing Assistance  Jul 30, 2011
  118. Waiting Time for Buying Another Home After a Foreclosure or a Short Sale  Mar 14, 2011
  119. Wells Fargo - Finance
  120. Why You Are Not Getting the Best Mortgage Rates  Nov 4, 2011
  121. Yield spread premium

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