Real Estate Finance & Credit Article Knowledge Base

Index of real estate
finance & credit information articles

Financing on real estate is secured by using of a financing note which is the evidence of an existing loan and the securing of that realty by the creation of a mortgage that becomes security for a loan. However, in everyday usage, the expression mortgage is typically used to mean a loan on real estate, mortgage loan or real estate financing.

The buyer of a home or builder most often obtains financing (a loan) for either the purchase or security against the real estate from a financial lending institution, like a bank, either direct or indirect using intermediaries. Features of real estate loans typically include the loan amount, loan maturity date, rate of interest, method for repaying the loan, plus other factors which may vary quite a lot from area to area.

In numerous jurisdictions, although not all, it is typical for homes to be purchased using mortgage financing. Few people have enough cash on hand or savings to permit them to buy a property outright. In regions where home ownership demand is the greatest, strong markets have expanded. The expression mortgage is a French Law term which means "dead pledge," it apparently means the pledge ends when the financial obligation is satisfied or else the lender takes the property back through a foreclosure action. With these thoughts in mind here are list of articles which have to do with financing. Enjoy!