Home Buying Knowledge

The key to avoiding the pitfalls and traps that plague many home buyers comes down to one thing:

INFORMATION!

Buying a home in in California is a fairly complicated undertaking, but if you’re armed with the proper knowledge and have a solid plan, it can be a whole lot easier. It all starts with understanding the home buying process, how the system" works, and what can happen to the typical unprepared homebuyer.

Let's back up for a moment and say that the first step is to determine if buying a home is even in your best interests. Most of the time, buying a home is one of the smartest financial decisions that a person can make. But not always!

In meeting with lots of people over the years, I’ve learned that only after examining your overall financial picture can you discover if buying a home is the right thing for you to do.

There are lots of factors to consider, such as the effect that buying a house will have on your long and short term goals. I have seen situations where buying a house was not in the person’s best interest at that time.

Once you are sure that buying a home is the smart choice for you, it’s time to get busy.

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	Knowledge: Buying a home in in California is a fairly complicated undertaking, but if you’re armed with the proper knowledge and have a solid plan, it can be a whole lot easier. It all starts with understanding the home buying process, how the system works, and what can happen to the typical unprepared homebuyer.
	Avoiding Home Buying Mistakes: Taking the time to do things right will save you many hours of frustration and thousands of dollars. What happens if you take off on a journey without having a map or plan - not knowing where you’re going?Buyer Beware
	Buyer Mistakes: The number one mistake made by home buyers that causes them to make bad decisions and waste thousands of dollars is failing to have an organized plan. The number two mistake whih is almost as bad is, letting their emotions get out of control!
	9 Steps to Owning: Having a step-by-step plan will make the entire process much easier to handle. Here is the basic 9-step home buying plan that has saved thousands of dollars for many people like yourself looking to buy real estate.
	Save Money: We are going to spend a lot of time discussing financing, because that is where the major share of mistakes are made. Mistakes that can end up costing you $10,000 to $30,000 or even more when you buy a home!
	Important Questions: Once you have a home that you are interested in, you need to find out more information. There are several questions that you must ask the seller before you start any negotiations. You need to know as much as possible about the seller’s position and motivation.
	Negotiating: The price is always the focal point of the offer, but there are lots of additional areas that you need to address and pay close attention to also. In your offer, be as specific as possible about every aspect of the transaction. Details that are not clear or are left out can lead to big problems down the road.
	Closing & Possession: After all of the terms and conditions of the contract have been mutually agreed upon by both you and the seller, you still need to stay on your toes. Many people tend to relax and end up dropping the ball. There are at least a hundred things that can go wrong and foul up the sale.
	How to Male it Happen: The only way to properly create your own home buying plan is to examine your personal financial situation AND your goals for the future. The next step is entirely up to you, but if you are serious about buying a home and avoiding the mistakes that can cost you thousands of dollars, here’s what I recommend, in about a half-hour, we can determine what the best course of action is for you to take.