Real Estate Finance & Credit Article Knowledge Base

Index of real estate finance & credit information articles

Financing on real estate is secured by using of a financing note which is the evidence of an existing loan and the securing of that realty by the creation of a mortgage that becomes security for a loan. However, in everyday usage, the expression mortgage is typically used to mean a loan on real estate, mortgage loan or real estate financing.

The buyer of a home or builder most often obtains financing (a loan) for either the purchase or security against the real estate from a financial lending institution, like a bank, either direct or indirect using intermediaries. Features of real estate loans typically include the loan amount, loan maturity date, rate of interest, method for repaying the loan, plus other factors which may vary quite a lot from area to area.

In numerous jurisdictions, although not all, it is typical for homes to be purchased using mortgage financing. Few people have enough cash on hand or savings to permit them to buy a property outright. In regions where home ownership demand is the greatest, strong markets have expanded. The expression mortgage is a French Law term which means "dead pledge," it apparently means the pledge ends when the financial obligation is satisfied or else the lender takes the property back through a foreclosure action. With these thoughts in mind here are list of articles which have to do with financing. Enjoy!

  1. Adjustable rate mortgage (ARM) - Finance
  2. Affordable housing -
  3. Americans Remain Cynical Over Home Prices, Economy, Finances - Oct 13, 2011
  4. Amortization - Finance
  5. Amortization schedule - Finance
  6. Amortization calculator - Finance
  7. Appraisal, Real estate  - Apr 11, 2010
  8. Appraised value - An estimate of the present worth of a property
  9. Appreciation - Mar 12, 2011
  10. APR - Anual Percentage Rate
  11. Assumption of mortgage - Finance
  12. Bank - Finance
  13. Bank of America - Finance
  14. Bank's Community Location Vital for Lending Success.
  15. Big Price Cuts to the FHA Streamline Refinance - Mar 14, 2012
  16. Buying a Home - Buying
  17. California Real Estate Purchase Agreement Article
  18. Cash is King for Investors and Foreign Real Estate Buyers - Apr 12, 2011
  19. Citigroup - Finance
  20. Closing - Feb 2, 2011
  21. Closing costs: (Buyer Closing) (Seller Closing)
  22. Consumer Financial Protection Bureau - Yet Another Federal Bureaucracy  - Jul 9, 2011
  23. Conventional mortgage - Finance
  24. Concerns over Credit Stop Renters from Buying - Aug 18, 2011
  25. Contributions: No longer Only for Closing Costs  - Jan 6, 2012
  26. Credit report - Apr 22, 2010
  27. Down Payment - Buying
  28. Due-on-sale clause - Finance Jan 10, 2011
  29. Earnest money  - Buying   Mar 1, 2011
  30. Equity - Finance
  31. Escrow - Property Law
  32. Escrow payment - Feb 16, 2011
  33. Fannie, Freddie and FHFA Change HARP to Reach out to More Borrowers New Article Oct 27, 2011
  34. Fears of Recession Lessened as Economy has 2.5 Percent growth in Third Quarter New Article Nov 2, 2011
  35. Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac) - Finance
  36. Federal National Mortgage Association (FNMA or Fannie Mae) - Finance
  37. Federal Housing Administration (FHA) - Finance
  38. Fewer Homeowners Refinancing New Article Sep 7, 2011
  39. FHA 203(k) loans - Feb 14, 2012
  40. FHA Could Require Taxpayer Bailout in 2012 New Article Nov 18, 2011
  41. FHA Off the Bench in the Jumbo Home Loan Game Jan 4, 2012
  42. FHA Loan - Finance
  43. FHA to Continue Funding Flip Properties
  44. FHA Taking More Steps to Strengthen Finances and Limit Risks - Jan 23, 2012
  45. Federal Housing Finance Agency Begins Transformation of Fannie and Freddie - Apr 5, 2012
  46. First-Time Buyer - Finance - Buying Mar 29 2011
  47. First-Time Homebuyers disheartened by stringent credit New Article Aug 14, 2011
  48. Fixed rate mortgage - Finance
  49. Good faith estimate - Finance
  50. GOP Wants to End Fannie, Freddie Government Control New Article Feb 05, 2011
  51. Government National Mortgage Association (GNMA or Ginnie Mae)
  52. Hard money loan - Finance
  53. Hard money lenders - Finance
  54. HELOC - Home Equity Line of Credit - Finance
  55. Home Affordable Foreclosure Alternatives Program (HAFA)
  56. Home Loan Types - Finance
  57. Housing Must be a National Priority New Article Nov 16, 2011
  58. Homeowners with Unaffordable Mortgages Becoming Frustrated with Inability to Refinance New Article Aug 20, 2011
  59. HUD - Housing & Urban Development - Finance
  60. Impound account
  61. Important US. Housing News and to see the Reduced Loan Limits New Article Oct 10, 2011
  62. Insurance - 12 ways to lower your insurance costs - May 8, 2010
  63. Interest - What interest is - Finance
  64. Interest rate - Finance
  65. IRS Moving Tax Breaks c Feb. 17, 2011
  66. J.P Morgan Chase - Finance
  67. Jumbo Mortgage - Finance
  68. Key money - Finance
  69. Land bank - Finance
  70. Land banking - Finance
  71. Lease-option
  72. Leasehold
  73. Leaseback
  74. Liquidated damages
  75. Loan (bank) - Finance
  76. Loan Modification - Finance
  77. Loan-to-value ratio
  78. Looking at the Online Fuzzy Math Home Values New Article Dec 28, 2011
  79. MGIC
  80. Mortgage - Finance
  81. Mortgage Banker - Feb 11, 2011 Finance
  82. Mortgage broker - Finance
  83. Mortgage fraud has sharply risen from the same time frame one year ago - Mar 17, 2012
  84. Mortgage Guaranty Insurance Corporation (MGIC) - Finance
  85. Mortgage insurance - Finance
  86. Are ‘Move Up’ Buyers Starting to Feel Trapped? New Article Aug 6, 2011
  87. Mortgage loan - Finance
  88. Mortgage interest rates remained steady throughout this past week - Apr 4, 2012
  89. Mortgage-Refinancing Program Has Revamped Changes New Article Nov 17, 2011
  90. Note - Finance
  91. Option - Finance
  92. Origination fee - Finance - Jan 30, 2010
  93. Over 95 Percent of Refinance Borrowers Choosing Fixed-Rate Loans - Feb 17, 2012
  94. Pay Your Mortgage Off Early and Save Money - Feb 22, 2012
  95. Points - Finance
  96. Pricing - Real Estate
  97. Private Mortgage Insurance
  98. Promissory Note - Finance
  99. Protection of Home Equity New Article Oct 26, 2011
  100. Real estate economics
  101. Real estate investment trust (REIT)
  102. Real Estate Investing
  103. Real Estate Settlement Procedures Act (RESPA) - Finance
  104. Reasons Your Mortgage Could Be Rejected New Article Oct 20, 2011
  105. Recourse note - Finance
  106. Refinancing - Finance
  107. RESPA - Finance
  108. Seniors Find Sinister Side of Reverse Mortgage Loans - Article by Gene Wright - New Article Feb 08, 2011
  109. SEC files suits against Fannie, Freddie executives for fraud New Article Dec 27, 2011
  110. Second mortgage - Finance
  111. Secondary mortgage market  - Finance
  112. Securitization
  113. Senior Borrowers
  114. Sublet
  115. Subprime - Finance
  116. Subject-to
  117. Subordination (finance) - Finance
  118. Sweat equity
  119. The 20% Down Payment Myth New Article Aug 30, 2011
  120. Trends in Cohabitation Increase Financial Challenges New Article Dec 26, 2011
  121. Truth in Lending Act - Finance
  122. VA - Veterans Administration - Finance
  123. VA Loan - Finance
  124. Veterans Housing Assistance New Article Jul 30, 2011
  125. Waiting Time for Buying Another Home After a Foreclosure or a Short Sale New Article Mar 14, 2011
  126. Wells Fargo - Finance
  127. Why You Are Not Getting the Best Mortgage Rates New Article Nov 4, 2011
  128. Yield spread premium